PoolFi for

Instantly sell more parts, repairs, and upgrades with Point of Sale Financing.

PoolFi makes selling easier with instant financing

Close more sales

Give customers on the fence an easy way to commit without spending cash up front.

Finance Hundreds, up to $100,000

Filter replacements, pool pumps, heating, hot tubs, solar, automation, robotics, remodels, new pool builds, you name it - it's covered by PoolFi.

instant approval

Your customers apply from their smart phone or computer and get approved within a matter of minutes.*

get paid directly by the lender

Our name-brand Lenders pay you directly.

no down payments

No down payments are required. All loans are unsecured.

flexible payments

Customers can choose financing as low as 6% APR over several years or interest free periods.*

PoolFi gets your customers instant financing for Equipment, Upgrades, Repairs, and more!

Heating & Hot Tubs

Take a dive at the perfect temperature year round.


Boost your mood and customize your backyard ambiance.


Keep your water safe and clear.


Modernize your dated pool.


Control your pool from anywhere.

Robotic Cleaners

Keep your pool crystal clear.

Pool Pumps

Upgrade to an energy efficient pool pump.


Increase your pools energy efficiency.

Who can offer PoolFi to their customers?

Pool Service Companies

Offer your customers the ability to finance upgrades, heating, and repairs.


Offer your customers financing online and at checkout to increase same store sales. We also support multiple store tracking.

Builders & Remodelers

Add new financing options for smaller projects under $100,000.

Sell More. Start Projects Faster.

Pre-Qualify Your Business

Click here or scroll to the bottomย ๐Ÿ‘‡ย of this page and fill out the pre-qualification form. We will email you if whether or not your business meets the minimum underwriting criteria. If you do, an Account Executive will be assigned and help you get setup.

Get Customers Financed Instantly

Just text or email a unique link to your Customer from your PoolFiย  portal to initiate and track their loan status.

Send Loan Request to Customer

Low Interest & Interest Differed Offers

Your Customers can choose between various offers such as low interest installment payments over several years, or pay off their project interest fee in a shorter period.

Instant Approval

You get notified once your customer has accepted a loan offer and you can immediately begin work with peace of mind that you will be funded upon completion.

You Get Funded

Trusted Lenders Fund You Directly

Upon job completion you get funded directly by our name-brand Lenders. If your customer misses a payment, it doesn’t affect you at all.

How PoolFi Compares


Our partners finance up to $100,000. We offer terms up to and beyond 60-months and/or interest deferment up to 18-months (no interest payments for 18-months). Square finances between $250 and $10,000 up to 12-months.


Our partners finance below $5,000 at interest rates starting at 5.99%. Lyon finances above $5,000 and starts at 6.99%.

Lightstream (SunTrust)

Our partners finance below $5,000 and offer deferred interest programs. Lightstream finances above $5,000.

Wells Fargo Outdoor

Our partners offer term loans and revolving credit lines. Wells Fargo Outdoor is a Credit Card Program and all new purchases are an APR ofย 28.99%.ย 

Example Financing Offers

Accepts Credit Scores: 580 – 850

Offer Type: Loan

Terms from 1-5 years, interest rates between 6.49 โ€“ 17.49%, financing up to $35k.

Accepts Credit Scores: 680 – 850

Offer Type: Loan

Terms from 1-12 years, interest from 6.99-17.99%, financing up to $80k. Deferred interest promotions for 6, 12, and 18 months.

Accepts Credit Scores: All Credit Scores

Offer Type: Lease to Own

Terms from 1-4 years, up to $10k.

Accepts Credit Scores: 500+

Offer Type: Loan

Loan or Revolving Line of Credit Credit lines up to $20k. Interest from 9.99 to 24.99%. Term loans from 3-5-year periods. Deferred interest promotions for 6 and 12 months.

How PoolFi Works


Complete the form below and a PoolFi Account Manager will be assigned to your business within 1-business day.


Complete the underwriting application that goes to all of our lenders for approval. A decision usually takes a few business days.


If approved by our lenders your Account Manager will train you on our proprietary lending platform.


Once live, text or email your customers your unique loan application URL.


A soft credit pull will be completed and your customer will be pre-qualified for an amount based on their credit profile.


The customer will choose a financing offer from one of our trusted lenders.


Once the customer completes the application and you will receive funding confirmation and can start the project.


Once the job is complete you get funded!

๐Ÿ’ธ Get Started ๐Ÿ’ธ

Complete the form below and we will pre-qualify you within 1-business day. If you are pre-qualified an Account Manager will reach out to you to answer any questions and start the underwriting process.

Underwriting Criteria

The below criteria is the minimum underwriting requirements our Lenders require in order for you to participate in the PoolFi program.

  • Required (if any) State and/or Local Trade Licensing must be active and in good standing.
  • In States that require Business Licenses issued by the Secretary of State, Licenses must be active and in good standing and the physical business address must match the application.
  • Business Phone Number must be publicly available.
  • Depending on your annual revenue you must not have too high of a porportion of Liens/Judgements.
  • No active bankruptcy within the last 2-years.
  • No criminal record of fraud, theft, or violent crimes.
  • Combined average credit score of the business owners must be 620 or greater.
  • Open/pending litigation against the business and/or owners, and litigation from the previous 3 years will be reviewed.
  • No pending state or regulatory investigations or lawsuits.
  • Negative reviews from consumer review sites such as Yelp, Google, BBB, rip-off reports, etc. will be reviewed.

*Financing is subject to credit approval by lenders. Rates may vary. No guarantees.

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